Many women dream of a future where they can enjoy life on their own terms - traveling, spending time with loved ones, and pursuing passions they never had time for. But here’s the hard truth: for too many women, that dream is out of reach.
According to research by the National Women’s Law Center, women are 𝟖𝟎% 𝐦𝐨𝐫𝐞 𝐥𝐢𝐤𝐞𝐥𝐲 𝐭𝐡𝐚𝐧 𝐦𝐞𝐧 𝐭𝐨 𝐟𝐚𝐜𝐞 𝐩𝐨𝐯𝐞𝐫𝐭𝐲 𝐢𝐧 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭. This isn’t a random statistic - it’s the result of systemic issues and life choices that women often don’t realize are stacking the odds against them.
𝐖𝐡𝐲 𝐀𝐫𝐞 𝐖𝐨𝐦𝐞𝐧 𝐚𝐭 𝐚 𝐃𝐢𝐬𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞?
The reasons behind this gap are as stark as they are common:
𝟏. 𝐖𝐚𝐠𝐞 𝐃𝐢𝐬𝐩𝐚𝐫𝐢𝐭𝐢𝐞𝐬
Throughout their careers, women earn less than men on average. This isn’t just about lower salaries - it’s a lifetime of reduced savings, smaller employer contributions to pensions, and fewer resources available to invest or grow wealth.
𝟐. 𝐂𝐚𝐫𝐞𝐠𝐢𝐯𝐢𝐧𝐠 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬
Women are far more likely to step away from their careers to care for children, aging parents, or other family members. While this time is often invaluable, it also interrupts their earning potential, career progression, and the ability to contribute to retirement funds.
𝟑. 𝐏𝐚𝐫𝐭-𝐓𝐢𝐦𝐞 𝐖𝐨𝐫𝐤
Many women work part-time to balance family and other responsibilities. Unfortunately, part-time positions often come with limited access to retirement benefits, like 401(k)s or pensions, leaving women further behind in savings.
𝟒. 𝐋𝐨𝐧𝐠𝐞𝐫 𝐋𝐢𝐟𝐞 𝐄𝐱𝐩𝐞𝐜𝐭𝐚𝐧𝐜𝐲
Women live longer than men on average, which means they need more savings to sustain their retirement. Yet, because of the factors above, they often have less saved - putting them in a precarious financial position.
𝐖𝐡𝐚𝐭’𝐬 𝐘𝐨𝐮𝐫 𝐏𝐥𝐚𝐧?
Here’s the reality: avoiding the numbers doesn’t protect you - it leaves you vulnerable. Do you know what your pension will look like? Have you calculated how much you’ll need to maintain your lifestyle in retirement? If not, you’re not alone - but that doesn’t make it okay to stay in the dark.
This is why we work with women to find their 𝐦𝐚𝐠𝐢𝐜 𝐧𝐮𝐦𝐛𝐞𝐫 - the financial amount you need to retire comfortably and confidently. But it’s not just about numbers - it’s about you. We base it on your values, your needs, and your vision for the life you want.
𝐘𝐨𝐮𝐫 𝐍𝐞𝐱𝐭 𝐒𝐭𝐞𝐩
Let’s calculate your magic number together. We’ll take the guesswork out of retirement and create a clear plan to make your dream life a reality - on your terms.
𝐀𝐫𝐞 𝐲𝐨𝐮 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞? 𝐋𝐞𝐭’𝐬 𝐟𝐢𝐧𝐝 𝐲𝐨𝐮𝐫 𝐦𝐚𝐠𝐢𝐜 𝐧𝐮𝐦𝐛𝐞𝐫 𝐭𝐨𝐝𝐚𝐲 and DM or comment magic number for more info.